TERMS OF SERVICE

This Terms of Service (the “Terms”) are an agreement between you and Hippo Bingo Master, along with our representatives, affiliates, managers, partners, shareholders third-party contractors, employees, licensees, licensors, and agents (collectively “Hippo ” or “we” or “us” or “our”), provides the Applications to you subject to the following Terms, which you acknowledge, agree to and consent to by using the Applications. These Terms include the Hippo Privacy Policy, which is hereby incorporated by reference.

These Terms may be amended by us from time to time at our sole discretion. Please periodically review the controlling version of these Terms. By continuing to use the Applications subsequent to us making available an amended version of these Terms, you thereby acknowledge, agree and consent to such amendment. You consent to entering these terms electronically, and to storage of records related to these terms in electronic form.

When using the Applications, you shall be subject to any Posted rules, community guidelines, or policies. Such rules, guidelines, and policies are hereby incorporated by reference into these Terms. We may also offer other Applications, games or websites that are governed by different terms.

You represent that you are not a person barred from receiving services under the laws of the United States or other applicable jurisdictions. You also represent that you are 18 years of age or older. If you are under 18 years of age, you may only use the Applications under the supervision of your parent or legal guardian. Your parent or legal guardian must first review and agree to these Terms. If you are under 13 years of age, please do not submit any Personal Information to us, as stated in our Privacy Policy.

Definitions
Preconditions to these Terms
About Our Applications
Our Intellectual Property
Procedure for Making Claims of Copyright Infringement
Procedure for Making Non-Copyright Complaints
Content Posted by Users
Prohibited Conduct/Representations and Warranties
Social Networking Features and Game Forums
Virtual Currency
Indemnification
Disclaimers
Limitation of Liability
Release
Governing Law
Links
Notice for Parents
Notice for California Users
Miscellaneous

1. Definitions

Some terms used herein are defined in the last paragraph of the Terms. Please refer below for definitions.

“Content” -> Data, information, materials, or content of any kind.

“Including” -> “Include,” “Includes,” “Including,” “include,” “includes,” and “including” herein mean including without limitation.

“Personal Information” -> Information about an individual consumer collected online by us, including any of the following:

a name
a physical address
an e-mail address
a telephone or fax number
a social security number
any other identifier that permits the physical or online contacting of a specific individual and
any other type of information about a consumer that is combined with one or more of the foregoing categories.

“Post” -> To upload, post, create, make available, send, share, communicate or transmit.

“Privacy Policy” -> The policy available at PRIVACY POLICY.

“Terms” -> These terms and conditions, available at TERMS OF SERVICE, including the Privacy Policy, available at PRIVACY POLICY.

“Applications” -> We provide users with access to communications tools, which may heretofore or hereafter be accessed through any medium or device now known or hereafter devised, including but not limited to websites, software, and applications that deliver and receive information through a network of properties. Unless explicitly stated otherwise, any new tools that alter or improve the current Applications shall be included in the definition of “Applications.”

“User Content” -> Data, information, materials, code, or Content of any kind Posted by you or another user to or through the Applications.

“Works” -> Content we own, authored, created, purchased, or licensed.

We may terminate these Terms for any or no reason at any time by notifying you through a notice on the Applications, by email, or by any other method of communication. Any such termination will be without prejudice to our rights, remedies, liability limitations, warranty disclaimers, claims, or defenses hereunder. Upon termination of these Terms you will no longer have a right to access your account, your code, or your User Content. We will not have any obligation to assist you in migrating your data or your User Content and we may opt not to keep any backup of any of your User Content. We will not be responsible for deleting your User Content. Note that, even if your User Content is deleted from our active servers, it may remain in our archives (but we have no obligation to archive or back-up your User Content).

2. Preconditions of these Terms

The grant of license as set forth in these Terms is specifically conditioned upon the following:

You have accepted all of the obligations contained in these Terms, and any additional requirements, rules, or obligations, as may be applicable to the Application(s) you are using, which is evidenced by your use of the Application(s).

You will comply with all of the Terms until such time as you have completed and permanently terminated your use of the Application(s) by deleting all aspects of the Application(s) from your machine (e.g., account deletion, deletion of Application-related files, destruction of the physical media on which the copy of the Application(s) in your possession exists, etc.);

You will use the Application(s) only on a single mobile entertainment device, for personal use only, running validly licensed copies of operating systems on which the Application was designed to operate;

You will refrain from using any hacks, cracks, bots, or third party software which may modify, temporarily or permanently, the code or the user experience of the Application(s), whether on your local device or on servers which enable use of any features of the Application(s).

3. About Our Applications

We provide users with access to interactive software products that, among other things, enable multiplayer gaming experiences on mobile devices. The Applications may be made available to you directly, or through third party services, such as iTunes and Google Play. These third party services may require you to download and install software and create an account before downloading the Applications. In addition, you may be required to register an account with and sign into that account in order to access some portions and features of the Applications. If you choose to create and utilize an account – whether with HIPPO or with a third party service – you are responsible for maintaining the confidentiality of the password and username, and you are fully and solely responsible for all activities that occur under your password or username. Please immediately notify us of any unauthorized use of your password or username or any other breach of security by contacting us at support@Hippo.com. If you interact with us or with third-party service providers, and in the course of that interaction you provide to us (or the applicable third party) information about you, including contact information, biographical information, and credit card or other payment information, you agree that all information that you provide will be accurate, complete, and current. You will review all policies and agreements applicable to use of third party services.

When using our Applications, you hereby acknowledge that your device may connect to or utilize third party data networks, which may incur fees based on your use of those networks. If you have a third party network carrier linked to your device, that carrier’s normal rates and fees, such as text messaging and excess broadband fees will still apply. In the event you dispose of or transfer ownership of your mobile device, you agree to uninstall and delete the Applications before doing so.

4. Our Intellectual Property

HIPPO and our associated logos and names are our trademarks and/or service marks. Other trademarks, service marks, names and logos used on or through the Applications, are the trademarks, service marks or logos of their respective owners. You are granted no right or license with respect to any of the aforesaid trademarks, service marks or logos.

Certain materials available on or through the Applications are our Works. Our Works may be protected by copyright, trademark, patent, trade secret and/or other laws, and we reserve and retain all rights in our Works and the Applications. We hereby grant you a royalty-free, limited, revocable, non-sublicensable, and non-exclusive license to reproduce our Works solely for your personal use in connection with using the Applications. You may not otherwise reproduce (other than incidental reproduction required to run the Application on your device), distribute, communicate to the public, make available, adapt, publicly perform, or publicly display the Works or any adaptations thereof unless expressly set forth herein. Such conduct would, among other things, exceed the scope of your license and constitute infringement of our proprietary rights.

As part of this Copy the Application(s) except a single backup copylicense, you may not do any of the following:

Copy the Application(s) except a single backup copy

Sell, rent, lease, license, distribute or otherwise transfer or make the Application(s)available to any other person, in whole or in part, or use the Application(s)or any part thereof in any commercial context, including but not limited to use on a commercial website or as part of a commercial service;

Reverse engineer, derive source code, modify, decompile, disassemble, or create derivative works based on the Application(s) or any portion thereof, in whole or in part;

Remove, disable or circumvent any proprietary notices or labels contained on or within the Application(s) or any portion thereof; or

Export or re-export the Application(s) or any copy or adaptation in violation of any applicable export restrictions or other laws or regulations.

The above described license is conditioned on your compliance with these Terms, and shall terminate upon the earlier of: (a) your breach of these Terms; or (b) our termination of these Terms. If you breach any provision of these Terms, any license you have obtained will be automatically rescinded and terminated. In order to protect our rights some Content made available on the Applications may contain watermarks and/or be controlled by other digital rights management technologies, which will restrict how you may access and use the Content. You must not remove, delete, or alter any watermark or other digital rights management technology or other information. Such conduct is prohibited by law.

When you download or otherwise copy our Applications and Works, you are not buying or being gifted copies thereof. Instead, you are licensing a limited, revocable, non-sublicensable, and non-exclusive right to possess and use the copies for personal, non-commercial use, subject to specific terms and conditions (the “Content License”). Under this Content License you may not thereafter reproduce, distribute, communicate to the public, make available, adapt, publicly perform, or publicly display the Applications and Works or any adaptations thereof unless expressly set forth herein. Such conduct would exceed the scope of your Content License and constitute copyright infringement. At the expiration of your Content License or the termination of these Terms, you will delete or otherwise dispose of all copies of Applications and Works in your possession.

5. Procedure for Making Claims of Copyright Infringement

We have adopted the following policy, in compliance with the Digital Millennium Copyright Act (“DMCA”), to enable, at our sole discretion, the expeditious removal of infringing material and the termination of repeat infringers’ accounts. If you have a good faith belief that your copyright is being infringed by any Content accessible on or through the Applications, please send a notice of claimed infringement, including the information listed below, to our Designated Copyright Agent at support@mangolee.com

To be effective, the notice of claimed infringement must include the following required contents:

a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works are covered by a single notification, a representative list of such works;

identification of the material that is claimed to be infringing or to be the subject of infringing activity that is to be removed, or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material (providing URLs in the body of an email is the best way to help us locate the content quickly);

information reasonably sufficient to permit us to contact the complaining party, such as the address, telephone, fax, and/or an email address at which the complaining party may be contacted;

a statement that the complaining party has a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Please note that information provided in this legal notice may be forwarded to the person who provided the allegedly infringing content. That person may be afforded an opportunity to send a counter-notice attesting to the fact that the content at issue is not infringing. Depending on whether the person to whom the notice was sent decides to file a counter-notice or not, we may restore the content at issue pending other requirements or orders of a court, administrative agency, or similar entity.

6. Procedure for Making Non-Copyright Complaints

If you believe that your rights, or the rights of a third party, are being violated in any way by any material accessible on or through the Applications, please contact us at: support@Hippo.com.

We will work to prevent unlawful activity from taking place on or through the Applications.

7. Content Posted by Users

You understand that all User Content is the sole responsibility of the person from whom such content originated. We do not control User Content and we do not make any guarantee whatsoever related to User Content. Although we sometimes review User Content, we are not obligated to do so. Under no circumstances will we be liable or responsible in any way for any claim related to User Content.

By Posting any User Content to or through the Application(s), you grant us a royalty-free, irrevocable, transferrable, sublicensable, perpetual and non-exclusive license throughout the universe for use in any and all media whether now known or hereafter devised to copy, modify, distribute, display, broadcast, perform, make derivative works from, use and otherwise exploit any and all such User Content for any purpose whatsoever, including without limitation any commercial, advertising, or promotional uses, and to license third parties to do the same. You also waive to the full extent permitted by law any and all claims against us related to moral rights in User Content. In no circumstances will we be liable for any exploitation of any User Content that you Post. You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish Content you Post.

If any of the User Content that you Post to or through the Applications contains ideas, suggestions, documents, and/or proposals to us, we will have no obligation of confidentiality, express or implied, with respect to such User Content, and we shall be entitled to use, exploit or disclose (or choose not to use or disclose) such User Content at our sole discretion without any obligation to you whatsoever (i.e., you will not be entitled to any compensation or reimbursement of any kind from us under any circumstances).

If any of the User Content you Post to or through the Application(s) contains the name, image, voice, likeness, or biographical information (“Likeness”) of any person, you hereby represent to HIPPO that you have obtained all necessary rights to that Likeness, and that HIPPO’s use of that person’s Likeness will not violate the proprietary rights of any person or entity. Upon request, you will provide HIPPO with a signed consent regarding the rights granted to HIPPO regarding your Likeness, and you will provide HIPPO with copies of similar consents and permissions for any Likeness other than your own that is included in your User Content. By Posting User Content to or through the Application(s), you hereby grant to HIPPO a royalty-free, irrevocable, transferrable, sublicensable, perpetual and non-exclusive license throughout the universe for use in any and all media whether now known or hereafter devised to use the Likenesses contained within the User Content for any purpose whatsoever, including without limitation commercial, advertising, and/or promotional uses, for HIPPO, its subsidiary and affiliated companies, and/or any of such entities’ products or services.

8. Prohibited Conduct/Representations and Warranties

You represent and warrant that you will not, in connection with your use of the Applications:

violate any law (including without limitation laws related to torts, contracts, patents, trademarks, trade secrets, copyrights, defamation, obscenity, pornography, rights of publicity or other rights) or encourage or provide instructions to another to do so;
act in a manner that negatively affects other users’ ability to use the Applications, including without limitation by engaging in conduct that is harmful, threatening, abusive, inflammatory, intimidating, violent or encouraging of violence, harassing, vulgar, stalking, invasive of another’s privacy, or racially, ethnically, or otherwise objectionable;
Post any User Content containing unsolicited or unauthorized advertising, promotional materials, spam, junk mail, chain letters, pyramid schemes or any other form of unauthorized solicitation;
Post any User Content containing sweepstakes, contests, or lotteries, or otherwise related to gambling;
Post any User Content containing copyrighted materials, or materials protected by other intellectual property laws, that you do not own or have a license to;
use any computer or device that is running any application, software or technology that is not expressly authorized by us for use and that enables cheating or accomplishing game tasks that cannot be accomplished without the use of such an application, software or technology, including without limitation automation software (bots), hacks, or other devices for enabling the interoperability of unauthorized third-party software that modifies the gaming experience;
exceed your authorized access to any portion of the Applications or any database, computer or device;
remove, delete, alter, circumvent, avoid or bypass any watermark or digital rights management technology;
collect or store personal data about anyone;
modify any part of the Applications;
obtain or attempt to access or otherwise obtain any Content or information through any means not intentionally made available or provided for through the Applications;
exploit errors in design, features which are not documented and/or bugs to gain access that would otherwise not be available.

9. Social Networking Features and Game Forums

While using the Applications, you may enable interactivity between the Applications and certain social networking services,such as Facebook, Google +, or Twitter. These services enable you and HIPPO to communicate with third parties. In addition, you may display the information generated from your participation in games on these social networks. You may also engage in Application forums for the purpose of communicating with other players about topics such as game strategy.

You understand that much of the information included in the social networking features and the forums is from other players who are not employed by or under the control of HIPPO. You further acknowledge that a large volume of information is available in the social networking features and the forums and that people participating in them occasionally Post messages or make statements, whether intentionally or unintentionally, that are inaccurate, misleading, deceptive, abusive or even unlawful. We neither endorse nor are responsible for such messages or statements, or for any opinion, advice, information or other utterance made or displayed by you or the other players. The opinions expressed reflect solely the opinion(s) of you and the other players and may not reflect our opinion(s). We are not responsible for any errors or omissions in Postings, for hyperlinks embedded in messages or for any results obtained from the use of the information. Under no circumstances will we be liable for any loss or damage caused by your reliance on such information. You should be aware that, when you disclose information about yourself using a social networking feature or a forum, the information is being made publicly available and may be collected and used by other users. When you disclose any information, you do so at your own risk. We may, but have no obligation to, monitor the social networking features or the forums. You acknowledge and agree that we have the right (but not the obligation) to monitor, record and store your communications and to disclose such materials and the circumstances surrounding their transmission to any third party in order to operate the Applications properly, to protect ourselves, our sponsors and our members and visitors and/or to comply with legal obligations or governmental requests.

10. Virtual Currency

While playing our games, you may have the opportunity to visit our online stores and use online “cash” to license a variety of virtual items that can be used while playing various games. You may be required to provide us or another payment service designated by us (e.g., PayPal) with your credit card information and other information related to your credit card transaction (e.g., your billing and shipping address on record with the applicable credit card company, your credit card expiration date, etc.). For each “real world” U.S. Dollar or unit of other currency that you authorize us to charge to your credit card, you will be awarded a designated amount of virtual currency; provided, however, that we reserve the right in our sole discretion at any time to change the number of units you will be entitled to for each “real world” U.S. Dollar or unit of other currency. YOU UNDERSTAND AND AGREE THAT ONCE YOU AUTHORIZE US OR ANOTHER DESIGNATED PAYMENT SERVICE TO CHARGE YOUR CREDIT CARD FOR A CERTAIN AMOUNT, SUCH AMOUNT SHALL UNDER NO CIRCUMSTANCES BE REFUNDABLE, INCLUDING, WITHOUT LIMITATION, UPON TERMINATION OF YOUR ACCOUNT FOR ANY REASON, TERMINATION OF THIS AGREEMENT AND/OR THE DISCONTINUATION OF THE SERVICE. You may also be awarded points to use for virtual “shopping.” These points have no “real world” value, but may be exchanged by you for designated items. Certain items have an expiration date, while others have no expiration date. Each item that you obtain using virtual currency or points will be included in your account until the earlier of that item’s expiration date, your account’s expiration or termination date, or such date when the Application is discontinued. REGARDLESS OF THE CONSIDERATION OFFERED OR PAID IN EXCHANGE FOR VIRTUAL CURRENCY, YOU DO NOT HAVE ANY OWNERSHIP RIGHTS IN THE ITEMS OBTAINED WITH VIRTUAL CURRENCY. We have no liability for loss of your items from your account, provided we will use reasonable efforts to replace such items under certain circumstances in our reasonable discretion. We have no obligation or responsibility to and will not reimburse you for any item or any experience lost due to your violations of this and any other rules, policies, notices and/or agreements. You understand that any credit card transaction-related information will be treated by us in the manner described herein and in our Privacy Policy, and, as applicable, in the manner described in the privacy policy of any third-party payment service that we choose to use. You agree that all information that you provide to us or a designated third-party payment service will be accurate, current and complete. You hereby agree to pay all charges incurred by you (or your child, if applicable) resulting from your use of the Applications at the price(s) in effect when such charges are incurred. You will also be responsible for paying any applicable taxes relating to such transactions. You understand that we may suspend or terminate your account if for any reason a charge you authorize us to make to your credit card cannot be processed or is returned to us unpaid and, if such event occurs, you shall immediately remit to us payment for such charge through the use of another credit card or other payment mechanism. We shall not be responsible or liable for any credit card or bank-related charges or fees related to any of your transactions. We reserve the right, without prior notification, to limit the order quantity on any item and/or to refuse to provide you with any item. Verification of certain information applicable to a transaction involving an item may be required prior to our acceptance thereof. Price and availability of the items are subject to change without notice. You agree that you cannot and have no right to sell or otherwise transfer any of the items, virtual currency or any other content or information included in the Applications, in whole or in part, to any third person or entity whatsoever, including, without limitation, on Internet auction sites (e.g., eBay, IGE), hack sites, private server sites, gold farming sites or in return for anything of value (including “real” money) or otherwise. You acknowledge that the virtual currency acquired through the Applications is not real currency or any type of financial instrument and is not redeemable for any sum of money from us at any time.

11. Indemnification

Some terms used herein are defined in theYou will indemnify and hold us harmless from any and all third party claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees and expenses), relating to or arising under or out of the relationship between you and us described in these Terms, including any breach of the representations and warranties contained herein, or your violation or breach of any rights of or agreements, undertakings, representations or warranties with another in any way related to the Applications and/or Content. You hereby agree that we shall have the sole right and obligation to control the legal defense against any such claims, demands, or litigation, including the right to select counsel of our choice and to compromise or settle any such claims, demands, or litigation. last paragraph of the Terms. Please refer below for definitions.

12. Disclaimers

You use the applications at your sole risk. We provide the applications “as is” and “as available”. We expressly disclaim to the full extent permitted by law all warranties of any kind related to the applications and goods or services purchased through the applications, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You will be solely responsible for any damage to your device or computer system or loss of data that results from your use of the applications.
We make no warranty that:
1. The applications will meet your requirements
2. The applications will be uninterrupted, timely, secure or error-free
3. The applications’ results will be accurate or reliable
4. The quality of any products, services or material purchased or obtained by you through the applications will meet your expectations;
5. The applications, our servers, or communications sent from us will be free of viruses or other harmful components.
No information obtained by you from us or through the applications shall create any warranty not expressly stated in these terms.

13. Limitation of Liability

To the extent allowed by law, we shall not be responsible or liable to you for any loss or damage of any sort incurred as the result of the following:

delaying, rejecting or removing any or all Content at any time for any or no reason whatsoever with or without notice to you;
modifying or discontinuing temporarily or permanently, the Applications (or any part thereof) with or without notice to you for any or no reason whatsoever;
immediately terminating your access to the Applications for any or no reason whatsoever and with or without notice to you;
the accuracy, usefulness or availability of any information Posted to or through the Applications, including but not limited to any securities trading or investment related information;
any User Content that does not get recorded, or is deleted; or
any loss or damage of any sort incurred by you as a result of interactions you have with other Applications users, third-party advertisements or service providers, or third-party websites, found on or through the Applications, including payment and delivery of related goods or services, and any other terms, conditions, policies, warranties or representations associated with such dealings.

In no event shall WE BE liable TO YOU for any incidental, indirect, punitive, statutory, exemplary, EXPECTATION, special, or consequential damages whatsoever (including damages for loss of profit, loss of goodwill, interruption, loss of business information or any other financial loss) in association with aNY INDIVIDUAL OR CLASS-ACTION claim, OR ANY loss, damage, action, suit or other proceeding relating to or arising under or out of these TERMS, even if WE HAVE been notified of the possibility of such damages, whether the action is founded upon contract, infringement of intellectual property rights, tort, negligence or other grounds. YOU AGREE NOT TO FILE ANY LAWSUIT OR PROCEEDING INCONSISTENT WITH THE FOREGOING LIABILITY LIMITATIONS.

Some jurisdictions may not permit certain liability limitations. If any court determines the law of such a jurisdiction applies, OUR liability shall be limited to the greatest extent permitted by law.

14. Release

If you have a dispute with one or more users of the Applications, or with any party who provides advertising or THIRD-PARTY SERVICES IN CONNECTION WITH, on, or through the Applications, or with any party who provides a WEBSITE OR APPLICATION linked to BY the Applications, you release us from claims, demands and damages (incidental, indirect, punitive, statutory, exemplary, EXPECTATION, special, or consequential) of every kind and nature, known and unknown, arising out of OR UNDER or in any way connected with such dispute. You also waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” You also waive any and all benefits and rights that would otherwise accrue to you by reason of the provisions of any federal or state statute or principle of common law of any state of the United States, or any political entity or nation, province or local law or regulation that may govern this release, which statute, regulation, law or principle provides in substance something similar to California Civil Code § 1542. YOU AGREE NOT TO FILE ANY LAWSUIT OR PROCEEDING INCONSISTENT WITH THE FOREGOING RELEASE.

15. Governing Law

These Terms and the relationship between you and us shall be governed by the laws of the State of California, as an agreement wholly performed, negotiated and executed therein without regard to California’s conflict of law rules, as well as applicable federal law of the United States. You agree that: (i) the Applications shall be deemed solely based in California; and (ii) the Applications shall be deemed passive applications that do not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than California.

Any dispute relating in any way to or arising under or out of your use of the Applications or these Terms shall be adjudicated in the state and federal courts of Los Angeles County, California or the Central District of California. you hereby consent to personal jurisdiction and venue in those courts.

Regardless of any statute or law to the contrary, any claim or cause of action arising under or out of or related to your use of the Applications or these Terms must be filed within one year after such claim or cause of action arose or be forever barred. Any claim by you that may arise in connection with these Terms will be compensable by monetary damages and you will in no event be entitled to injunctive or other equitable relief.

16. Links

The Applications may contain links to other Internet web sites, including affiliated web sites, which may or may not be owned or operated by HIPPO. We have not reviewed all of the web sites that are linked to the Applications, and we have no control over such sites. We are not responsible for the content of such web sites, any updates or changes to such sites, or the privacy or other practices of such sites, and the fact that we offer such links does not indicate any approval or endorsement of any material contained on any linked site. We are providing these links to you only as a convenience. Accordingly, we strongly encourage you to become familiar with the terms of use and practices of any linked site. Further, it is up to you to take precautions to ensure that whatever links you select or software you download from such web sites is free of malicious code, viruses, worms, etc.

17. Notice For Parents

Pursuant to 47 U.S.C. Section 230(d), we hereby notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of protections is available from the ESRB: http://www.esrb.org/

18. Notice For California Users

Under California Civil Code Section 1789.3, users of the Applications from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210.

19. Miscellaneous

These Terms constitute the entire agreement between you and HIPPO, and govern your use of the Applications.

These Terms supersede any prior agreements between you and us with respect to the Applications.

These Terms and the rights, benefits and obligations contained herein are fully assignable by us and will be binding upon and inure to the benefit of our successors and assigns.

No party, nor any of the parties’ respective attorneys, shall be deemed the drafter of this agreement for purposes of interpreting any provision hereof in any judicial or other proceeding that may arise between the parties.

No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by these Terms.

Any failure by us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any right or provision of these Terms must be in writing.

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the court should nevertheless endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms remain in full force and effect.

The headings in these Terms are for convenience only and have no legal or contractual effect.

Upon termination of these Terms the following provisions will survive: 1, 4, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 19.